Kidnap & Ransom Insurance

Call for free advice208 903 9955

In an ever-changing world, duty of care to employees and their families is essential

Risks to employees and business owners are not limited to volatile security environments or emerging markets, they can occur today even in the most stable countries and regions.

Organisations have a duty of care to employees, their families, and stakeholders who may be negatively impacted by reputational damage.

This is not an area where you should be looking for competitive premiums. We only partner with the best specialist insurers available.

Benefits of Kidnap & Ransom Insurance

Securing a kidnap & ransom insurance cover is one of the most significant steps you can take to safeguard your business. With a policy in place, you’re benefiting from…

Prevention through risk mitigating solutions

Asset auditing and protection, and cost cover

Expertise and support as and when needed

What’s included in Kidnap & Ransom Cover

Our policies can provide protection against some or all of the following:

Kidnap, abduction and virtual kidnap
Threat assessment and kidnap negotiation advice
Ransom (including confiscated or stolen ransom)
Reimbursement for ransom and associated costs
Hijack
Extortion – including threats to kill, injure, abduct or to damage property
Illegal detention
Child abduction
Bodily injury
Malicious threats
Missing persons
Additional expenses associated with resolving an insured incident
Liability arising out of an insured incident
Hostage crisis scenarios
Political or security related evacuations
Stalking
Death or injury (including rehabilitation)
Legal liabilities, death and disability benefits and additional expenses
Executive protection
Personal and mobile security review
Crisis consultancy costs
Law enforcement government liaison services

Policies will reimburse all covered costs associated with an insured event, up to the policy limit.

Kidnap & Ransom Insurance FAQs

How does kidnap and ransom insurance work?

Think of kidnap and ransom insurance as a shield against unexpected danger. It protects you and your loved ones from a wider range of threats than just kidnapping and ransom. This can include extortion, detention, even violent situations. But the real power lies in the immediate access to security experts. These specialists are like superheroes – they assess risks, tailor coverage to your specific needs, and guide you through any crisis, big or small.

Who needs kidnap and ransom insurance?

This type of insurance is most relevant for people who face a higher risk of threats like kidnapping or extortion. This could include high-profile individuals like CEOs or celebrities, as well as people who travel or work in areas with higher crime rates.

Who can be covered by kidnap and ransom insurance?

Kidnap and ransom insurance isn’t a one-size-fits-all solution. Coverage can be tailored to protect individuals, families, or even entire organizations and their employees.

High-net-worth individuals, celebrities, and people who travel frequently, especially to high-risk areas, are prime candidates for kidnap and ransom insurance.

This type of insurance also goes beyond protecting just wealthy people. Company directors, essential employees, and even journalists working in dangerous areas can be covered by kidnap and ransom insurance policies.

Some policies allow you to extend coverage to your family members, providing an extra layer of security for those you care about most.

For more information, please contact our team of expert advisors who can help you figure out the coverage required for your situation.

Protect your employees and business with Kidnap & Ransom Insurance

HISCOX London Market

Markham Special Risks

We work with high-quality kidnap and ransom insurance providers to arrange the policy that best suits your employee’s and business’ needs.

Call for free advice208 903 9955

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