Travel Insurance
Your employees can travel in confidence knowing they are protected with a world-class travel insurance cover.
You have duty of care for employees who travel away from home
Unforeseen events can throw a wrench in your employees’ travel plans. A travel insurance cover acts as a safeguard against unexpected bumps in the road that derail a work related trip.
Medical emergencies, lost luggage, even trip delays or cancellations – a good travel insurance policy keeps your employee covered. It provides peace of mind, so they can focus on their duties during their trip.
Benefits of Travel Insurance
Our core offerings will help safeguard your employee’s trip from unexpected detours. With a policy in place, you can…
Get emergency medical and repatriation cover
Tailor the policy to your needs and activities
Get automatic cover for children under 2
What’s included in Travel Insurance
What’s covered
All coverage is up to the policy limit defined when you take out the policy. Depending on the policy you choose, coverage can include:
- Lost, damaged or delayed baggage
- Valuables, spectacles/sunglasses
- Personal money, passports & documents
- Emergency medical, repatriation & other expenses
- Death, loss of limb or eye, permanent disablement
- Trip cancellation or curtailment
- Delayed & missed departure
- Personal liability, in case you’re sued for accidents, damaging property or causing injury to others,
- Non-refundable travel purchases
- Incidental delay-related expenses
- No overall annual limit on medical treatment
- Pre-existing conditions covered
- Pregnancy cover (up to 36 weeks)
- Medical emergencies for many adventure sports and activities
- Children under the age of two added at no cost
What’s not covered
Travel insurance cover depends on the exact policy you select, and you may need specialist cover, but general exclusions are:
- Over 65s (but certain policies may give cover)
- Pre-existing medical conditions (but certain policies may give cover)
- Travel to countries or regions the government recommends against
- Strikes, civil unrest, earthquakes, acts of terrorism and epidemics/pandemics (varies by policy and may not be covered)
- Costs if you are travelling for the express purpose of obtaining medical treatment
Travel Insurance FAQs
Do I need travel insurance?
How much does travel insurance cost?
When should I buy travel insurance?
Travel and work with confidence. Have piece of mind with Travel Insurance
We have partnered with industry specialists IMG to offer a comprehensive travel insurance cover. Our expert advisors will guide you through your options, ensuring you find the perfect policy to safeguard your employee’s trip.