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We appreciate the dedication it takes to build a unique collection

Collections Insurance covers collections of artwork, jewellery, wine, antiques or virtually any other collectable and/or rarity.

However, if you own a collection you not only need to insure it, but also to create a thorough plan to safeguard your valued possessions, and we can assist with this.

This is a specialist area, and we partner with leading market specialists to provide comprehensive, expert cover.

Benefits of Private Collections Insurance

You have taken the time to acquire and assemble a fine collection, which now needs protecting. With a policy in place, you’re ensuring…

Cover for property damage and/or loss

Automatic cover to newly acquired collectible items

Cover that keeps up with items’ market value

What’s included in Private Collections Insurance

  • Cover is for any property damage or loss due to ‘all risks’ worldwide (almost) including: fire, theft, earthquake, flood, and breakage.
  • Automatic cover of newly acquired collectibles for 90 days, up to 25% of the value shown under the Collections category in the schedule
  • Up to 150% of the amount scheduled if the item has been valued within the last 24 months before claim 
  • Damage when moved to or from exhibitions and/or while they are on display or loan
  • Repair, replacement or surrender of undamaged items (your choice) that are part of a pair or set when there is damage to an item in that pair or set
  • Lost or damaged items by an artist who has recently died, with cover of up to 200% of the amount insured (up to £150,000), as long as a valuation was undertaken in the 36 months before the claim
  • Collections when transported, including complimentary consultations regarding the best transit options
  • Options to insure one overall limit or individual bottles of fine wine 
  • Wine spoilage due to mechanical breakdown of climate-control systems and breakage

Private Collections Insurance FAQs

What is a private collection?

A private collection is a curated assembly of valuable objects owned by an individual or organization, distinct from those exhibited in museums or public institutions. These collections encompass a wide range of items, including:

  • Fine Art: Paintings, sculptures, and other artistic creations.
  • Antiques: Furniture, jewelry, and historical artifacts.
  • Rare Books: First editions, signed copies, and unique printed materials.
  • Collectibles: Coins, stamps, and memorabilia associated with specific interests.

The value of a private collection can vary significantly depending on the rarity, condition, and intrinsic worth of the items it contains. Some collections reach into the millions or even billions of dollars, while others hold more sentimental value for the owner.

Can I insure a collection?

Yes, you can insure your collection. Regular home insurance often has limits for valuables. Collections insurance offers broader coverage for theft, fire, or even damage. You can customize it to your collection’s value and get coverage for exhibitions. To get insured, appraisals for your collection might be needed.

Feeling unsure? Please contact our team of expert advisors who can help you figure out the right combination of coverage for your situation.

How do I get started with collections insurance?

To obtain proper private collection insurance, you’ll likely need to provide appraisals for your collection items. This helps determine the value and condition of each piece, ensuring you receive adequate coverage.

For more information, please contact our team of expert advisors who can help you get the process started.

Protect your prized private collection with a specialised insurance cover

We have partnered with leading market specialists Markham Brokers to provide comprehensive, expert cover for your prized private collections.

Call for free advice208 903 9955
You can alsoRequest a Quote