Private Health Insurance

Give yourself and your family access to the best healthcare available with Private Health Insurance.

Call for free advice208 903 9955
You can alsoRequest a Quote

When you need medical treatment, give yourself and your loved ones the best

Frustrated with waiting lists? Want more choice for your healthcare? Private Health Insurance puts you in control.

It grants you access to a network of private doctors, treatments, and facilities, often with shorter waiting times and greater flexibility.

A private medical insurance cover can offer an additional layer of choice and convenience for those who want it.

Key benefits of Private Health Insurance

There are many benefits to our core offerings that are meticulously designed to safeguard your and your family’s well-being, including:

Direct access to leading medical practitioners without the need for referral

In-hospital cover
at world-class facilities

Cover for many
pre-existing conditions

Cover for maternity, annual health checks, dental and optical, and medical evacuation

What’s included in Private Health Insurance

What’s covered

  • Access to specialist care whenever you need it
  • Freedom to choose who treats you, when and where
  • Direct settlement of your medical bills
  • Cover for pre-existing conditions, subject to underwriting
  • Some policies optionally cover maternity, annual health checks, dental, optical, alternative medicine and medical evacuation

What’s not covered

  • Each policy will have a list of exclusions attached, which we will explain so you can factor these into your selection of cover.

Private Health Insurance FAQs

How much does health insurance cost?

Health insurance costs vary depending on your age, location, and even your past health claims (if you’re switching providers). However, you have some control over the price! By choosing the features you need and excluding those you don’t, you can adjust your monthly premium.

For an accurate estimate, please contact our team of expert advisors who are ready to help.

How is private health care different from the NHS?

The NHS and private healthcare are two ways to get medical treatment in the UK. The NHS is free and available to everyone, but waiting times for treatment can sometimes be long.

Private healthcare, on the other hand, is faster and lets you choose your consultant and hospital, but you usually have to pay for it through private health insurance.

Anyone with private medical cover can still use all services offered by the NHS.

Is it worth getting private healthcare in the UK?

It depends on what matters most to you. The NHS offers excellent care, but waiting times can be long. Private healthcare gets you seen quicker and lets you choose your consultant and hospital, but it comes with a price tag.

Think about how much you value faster access and choice, and weigh that against the cost of private insurance. If you’re feeling unsure, you can contact our team of expert advisors who can help you figure out the right choice for your situation.

Is there an age limit for private medical insurance?

Generally, you can get private health insurance at any age. However, some insurers might have restrictions. The bigger factor affecting availability is cost. As you get older, private health insurance premiums tend to rise, reflecting the higher risk of needing medical care.

Does my health insurance plan cover me while on holiday abroad?

This will vary depending on your insurance provider. Some providers offer worldwide travel insurance as an add-on to their core private health insurance cover. Worldwide travel insurance gives you access to emergency medical treatment while you’re abroad.

Will my health insurance premiums change?

Health insurance premiums can adjust over time for a few reasons. As you get older, your healthcare needs might change, so your premium might need to adapt as well.

Additionally, if you use your coverage frequently, your insurer may adjust your premium to account for the increased risk of future claims.

Finally, healthcare costs generally rise year after year, and insurers raise premiums to keep pace with these increasing costs.

Safeguard your and your family’s well-being with Private Health Insurance

AVIVAAVIVA logo.
AXA Global Healthcare
Bupa GlobalBupa Global logo.
IMGIMG logo.
Vitality
Allianz Worldwide
Cigna
NOW Health International
DavidShield – PassportCard
VUMIVUMI logo.
William Russell

Our team of expert advisors are ready to help find the right medical policy, from our trusted private health insurance providers, that best suits your and your family’s needs.

Call for free advice208 903 9955
You can alsoRequest a Quote