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Get peace of mind knowing you have the resources to return home safely

Unforeseen events can throw a wrench in your travel plans. A travel insurance cover acts as a safeguard against unexpected bumps in the road that derail your dream holiday.

Medical emergencies, lost luggage, even trip delays or cancellations – a good travel insurance policy keeps you covered. It provides peace of mind, so you can focus on creating unforgettable memories.

Explore with confidence, knowing you have the resources to handle anything that comes your way.

Benefits of Travel Insurance

Our core offerings will help shield your dream holiday with your family from unexpected detours. With a policy in place, you can…

Get emergency medical and repatriation cover

Tailor the policy to your needs and activities

Get automatic cover for children under 2

What’s included in Travel Insurance

What’s covered

All coverage is up to the policy limit defined when you take out the policy.  Depending on the travel insurance cover you choose, coverage can include:

  • Lost, damaged or delayed baggage
  • Valuables, spectacles/sunglasses
  • Personal money, passports & documents
  • Emergency medical, repatriation & other expenses
  • Death, loss of limb or eye, permanent disablement
  • Trip cancellation or curtailment
  • Delayed & missed departure
  • Personal liability, in case you’re sued for accidents, damaging property or causing injury to others,
  • Non-refundable travel purchases
  • Incidental delay-related expenses
  • No overall annual limit on medical treatment
  • Pre-existing conditions covered
  • Pregnancy cover (up to 36 weeks)
  • Medical emergencies for many adventure sports and activities
  • Children under the age of two added at no cost

What’s not covered

Travel insurance cover depends on the exact policy you select, and you may need specialist cover, but general exclusions are:

  • Over 65s (but certain policies may give cover)
  • Pre-existing medical conditions (but certain policies may give cover)
  • Adventure sports, winter sports and any ‘dangerous activities’ (can be covered at an additional fee) 
  • Travel to countries or regions the government recommends against
  • Strikes, civil unrest, earthquakes, acts of terrorism and epidemics/pandemics (varies by policy and may not be covered)
  • Costs if you are travelling for the express purpose of obtaining medical treatment

Travel Insurance FAQs

Do I need travel insurance?

Travel insurance can provide peace of mind and financial protection for unexpected events that disrupt your trip. Common reasons to consider travel insurance include trip cancellation due to illness, injury, or weather, medical emergencies while travelling, lost or damaged luggage, and travel delays.

How much does travel insurance cost?

The cost of travel insurance depends on several factors, including the trip duration, destination, your age, the level of coverage you choose, and any pre-existing medical conditions. For an accurate estimate, please contact our team of expert advisors who are ready to help.

When should I buy travel insurance?

Ideally, you want to purchase travel insurance as soon as possible after booking your trip to benefit from cancellation cover. This can protect you in case of unforeseen circumstances that arise before your trip.

Explore with confidence and have piece of mind with Travel Insurance

We have partnered with industry specialists IMG to offer a comprehensive travel insurance cover. Our expert advisors will guide you through your options, ensuring you find the perfect policy to safeguard your trip.

Call for free advice208 903 9955
You can alsoRequest a Quote